Shareholder Structure

 MDM Bank

The owners of MDM Bank by reference to voting shares are as follows: Mr. Sergey Popov has a 56.3 percent beneficial interest, Mr. Igor Kim has a 11.0 percent beneficial interest and Mr. Martin Andersson has a 6.3 percent beneficial interest; direct shareholders include: Olivant Limited (6.7 percent), EBRD (5.2 percent), Russia Partners (Siguler Guff & Company) - 4.5%, IFC (3.6 percent), Troika Capital Partners (2.2%), DEG (1.9 percent) and Mr. Andrey Bekarev (1.5 percent); Other - 0.9%.

* As of 1 April 2010