About MDM Bank

MDM Bank is a leading independent provider of banking services in Russia, comprised of two main banking units:

• Corporate Banking & Investment Banking (CIB), which encompasses Corporate Banking, Investment Banking, Financial Markets, Private Banking, Asset Management and Leasing;
• Retail Banking, which includes Consumer and Small Business Banking.

Approximately half of Russia's top corporations are MDM Bank clients, and for individual clients and small business banking, MDM Bank provides a network of over 350 points-of-sale in 160 cities. Established in 1990, MDM Bank is currently one of largest privately owned financial institutions in Russia. Our financial strength is underscored by credit ratings: MDM Bank has some of the highest credit ratings among privately-owned Russian banks. MDM Bank has received a wide range of industry awards and employs over 10,000 people.

We have initiated a range of measures aimed at achieving best practices in international corporate governance, including the creation of a simple and transparent legal structure and the delineation of ownership and management functions. We also issue quarterly financial statements in accordance with International Financial Reporting Standards (IFRS).

The merger of MDM Bank and URSA Bank, completed in August 2009 combines complimentary geographic presence and business lines to create better diversified bank with strong presence throughout Russia.

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